Initial commit: Claude Skills Factory with 8 refined custom skills
Custom Skills (ourdigital-custom-skills/): - 00-ourdigital-visual-storytelling: Blog featured image prompt generator - 01-ourdigital-research-publisher: Research-to-publication workflow - 02-notion-organizer: Notion workspace management - 03-research-to-presentation: Notion research to PPT/Figma - 04-seo-gateway-strategist: SEO gateway page strategy planning - 05-gateway-page-content-builder: Gateway page content generation - 20-jamie-brand-editor: Jamie Clinic branded content GENERATION - 21-jamie-brand-guardian: Jamie Clinic content REVIEW & evaluation Refinements applied: - All skills converted to SKILL.md format with YAML frontmatter - Added version fields to all skills - Flattened nested folder structures - Removed packaging artifacts (.zip, .skill files) - Reorganized file structures (scripts/, references/, etc.) - Differentiated Jamie skills with clear roles 🤖 Generated with [Claude Code](https://claude.ai/code) Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>
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# Example: Competitor Analysis
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## User Request
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> "Research competitor pricing models and create a comparison document"
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## Workflow Execution
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### Step 1: Search for Competitor Information
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```
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Notion:notion-search
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query: "competitor pricing"
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query_type: "internal"
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filters: {
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created_date_range: {
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start_date: "2024-01-01"
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}
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}
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```
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**Results Found:**
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- "Competitor Analysis - Stripe" (Product)
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- "Market Research Q3 2024" (Strategy)
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- "Pricing Strategy Discussion" (Product)
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- "Competitor Feature Matrix" (Product)
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### Step 2: Fetch and Analyze
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```
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Notion:notion-fetch for each page
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```
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**Extracted Information:**
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**Stripe**:
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- Pay-as-you-go: 2.9% + $0.30 per transaction
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- No monthly fees
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- Volume discounts available
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**Square**:
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- Pay-as-you-go: 2.6% + $0.10 per transaction
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- Monthly plan: $29/month with lower rates
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- Hardware costs separate
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**PayPal**:
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- Standard: 3.49% + $0.49 per transaction
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- Advanced: $30/month + 2.59% + $0.49
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- Multi-currency fees
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**Adyen**:
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- Interchange++ pricing model
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- Custom enterprise pricing
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- Setup and monthly fees apply
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### Step 3: Create Comparison Document
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```
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Notion:notion-create-pages
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pages: [{
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properties: {
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"title": "Competitor Pricing Analysis - Payment Processors"
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},
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content: "[Comparison document using template]"
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}]
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```
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## Output Document
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```markdown
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# Competitor Pricing Analysis - Payment Processors
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**Date**: October 14, 2025
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**Research Team**: Product Strategy
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## Executive Summary
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We analyzed four major payment processor competitors: Stripe, Square, PayPal, and Adyen. Pricing models vary from simple pay-as-you-go (Stripe) to complex interchange-plus (Adyen). Key insight: All competitors offer volume discounts for high-transaction merchants, with breakpoints typically at $100K/month processing volume.
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## Comparison Matrix
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| Feature | Stripe | Square | PayPal | Adyen |
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|---------|--------|--------|--------|-------|
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| **Base Rate** | 2.9% + $0.30 | 2.6% + $0.10 | 3.49% + $0.49 | Interchange++ |
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| **Monthly Fee** | $0 | $0-29 | $0-30 | Custom |
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| **Volume Discounts** | Yes, >$80K | Yes, >$250K | Yes, >$100K | Yes, custom |
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| **Setup Fee** | $0 | $0 | $0 | $1,000-5,000 |
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| **Multi-currency** | 1% extra | 3% extra | 3-4% extra | Included |
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| **Chargeback Fee** | $15 | $15-25 | $20 | Custom |
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| **Target Market** | Startups-Enterprise | Small-Medium | Small-Medium | Enterprise |
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## Detailed Analysis
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### Stripe
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**Pricing Structure**:
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- **Standard**: 2.9% + $0.30 per successful card charge
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- **Volume discounts**: Available for businesses processing >$80,000/month
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- **International cards**: +1% fee
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- **Currency conversion**: 1% above market rate
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**Strengths**:
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- Simple, transparent pricing
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- No setup fees or monthly minimums
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- Excellent developer experience
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- Quick onboarding
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**Weaknesses**:
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- Higher per-transaction fee for high volume
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- Volume discounts less aggressive than Adyen
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**Best for**: Startups and growth-stage companies needing quick integration
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**Source**: <mention-page url="...">Competitor Analysis - Stripe</mention-page>
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### Square
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**Pricing Structure**:
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- **Pay-as-you-go**: 2.6% + $0.10 per tap, dip, or swipe
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- **Keyed-in**: 3.5% + $0.15
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- **Plus plan**: $29/month for lower rates (2.5% + $0.10)
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- **Premium plan**: Custom pricing
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**Strengths**:
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- Lowest per-transaction fee for in-person
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- All-in-one hardware + software
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- No long-term contracts
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**Weaknesses**:
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- Higher rates for online/keyed transactions
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- Hardware costs ($49-$299)
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- Less suitable for online-only businesses
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**Best for**: Brick-and-mortar retail and restaurants
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**Source**: <mention-page url="...">Market Research Q3 2024</mention-page>
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### PayPal
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**Pricing Structure**:
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- **Standard**: 3.49% + $0.49 per transaction
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- **Advanced**: $30/month + 2.59% + $0.49
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- **Payments Pro**: Additional $30/month for direct credit card processing
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**Strengths**:
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- Huge customer base (PayPal checkout)
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- Buyer protection increases trust
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- International reach (200+ countries)
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**Weaknesses**:
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- Highest per-transaction fees
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- Complex fee structure
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- Account holds and reserves common
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**Best for**: Businesses where PayPal brand trust matters (e-commerce, marketplaces)
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**Source**: <mention-page url="...">Pricing Strategy Discussion</mention-page>
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### Adyen
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**Pricing Structure**:
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- **Interchange++**: Actual interchange + scheme fees + fixed markup
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- **Setup fee**: $1,000-5,000 (negotiable)
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- **Monthly minimum**: Typically $10,000+ processing volume
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- **Per-transaction**: Interchange + 0.6% + $0.12 (example)
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**Strengths**:
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- Most transparent cost structure at scale
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- Lowest effective rate for high volume
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- True multi-currency (100+ currencies)
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- Direct connections to schemes
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**Weaknesses**:
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- Complex pricing requires analysis
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- High minimums ($10K+/month)
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- Longer integration time
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- Not suitable for small businesses
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**Best for**: Enterprise with $1M+/month processing volume
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**Source**: <mention-page url="...">Competitor Feature Matrix</mention-page>
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## Pricing Trends & Insights
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### Volume-Based Discounting
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All competitors offer discounts at scale:
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- **Entry point**: $80K-$250K/month processing
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- **Typical discount**: 10-30 basis points reduction
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- **Negotiation leverage**: Begins at $500K/month+
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### Hidden Costs to Consider
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| Cost Type | Stripe | Square | PayPal | Adyen |
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|-----------|--------|--------|--------|-------|
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| Chargeback | $15 | $15-25 | $20 | $15-25 |
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| Account verification | $0 | $0 | $0 | Varies |
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| PCI compliance | $0 | $0 | $0 | $0 |
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| Currency conversion | 1% | 3% | 3-4% | 0% |
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| Refund fees | Returned | Returned | Not returned | Varies |
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### Market Positioning
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```
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High Volume / Enterprise
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↑
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| Adyen
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| Stripe
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| Square PayPal
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└──────────────────→
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Small / Simple Complex / International
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```
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## Strategic Implications
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### For Startups (<$100K/month)
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**Recommended**: Stripe
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- Lowest friction to start
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- No upfront costs
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- Great documentation
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- Acceptable rates at this scale
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### For Growing Companies ($100K-$1M/month)
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**Recommended**: Stripe or Square
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- Negotiate volume discounts
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- Evaluate interchange++ if international
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- Consider Square if in-person dominant
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### For Enterprises (>$1M/month)
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**Recommended**: Adyen or Negotiated Stripe
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- Interchange++ models save significantly
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- Direct scheme connections
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- Multi-region capabilities matter
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- ROI on integration complexity
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## Recommendations
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1. **Immediate**: Benchmark our current 2.8% + $0.25 against Stripe's standard
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2. **Short-term**: Request volume discount quote from Stripe at our current $150K/month
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3. **Long-term**: Evaluate Adyen when we cross $1M/month threshold
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## Next Steps
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- [ ] Request detailed pricing proposal from Stripe for volume discounts
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- [ ] Create pricing calculator comparing all 4 at different volume levels
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- [ ] Interview customers about payment method preferences
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- [ ] Analyze our transaction mix (domestic vs international, card types)
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## Sources
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### Primary Research
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- <mention-page url="...">Competitor Analysis - Stripe</mention-page>
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- <mention-page url="...">Market Research Q3 2024</mention-page>
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- <mention-page url="...">Pricing Strategy Discussion</mention-page>
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- <mention-page url="...">Competitor Feature Matrix</mention-page>
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### External References
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- Stripe.com pricing page (Oct 2025)
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- Square pricing documentation
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- PayPal merchant fees
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- Adyen pricing transparency report
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```
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## Key Success Factors
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1. **Structured comparison**: Matrix format for quick scanning
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2. **Multiple dimensions**: Price, features, target market
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3. **Strategic recommendations**: Not just data, but implications
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4. **Visual elements**: Table and positioning diagram
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5. **Actionable next steps**: Clear recommendations
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6. **Comprehensive sources**: Internal research + external validation
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## Workflow Pattern Demonstrated
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- **Date-filtered search** (recent information only)
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- **Multiple competitor synthesis** (4 different companies)
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- **Comparison template** (matrix + detailed analysis)
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- **Strategic layer** (implications and recommendations)
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- **Action-oriented** (next steps included)
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